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The best mortgage in Slovakia — found for you

We compare every Slovak bank and find you the best rate. Our entire service is always 100% free — for every client.

1,000+ happy clients
Average saving of €12,000
Approval within 3 days
1
Fill in your profile online
2
We compare all banks for you
3
You get the best rate

We compare offers from Slovakia's top banks

Mark from Bratislava just saved €14,200 on his mortgage
Jana from Košice secured a 3.6% rate through Hypomo
Peter and Maria bought their flat thanks to Hypomo
Tom from Nitra saved €9,800 by refinancing
Katarina got approval in just 2 days
Michal from Trnava compared 8 banks — chose the best
Lucia from Zilina: Best service I have ever experienced
Filip saved €11,500 with free mortgage advice
Mark from Bratislava just saved €14,200 on his mortgage
Jana from Košice secured a 3.6% rate through Hypomo
Peter and Maria bought their flat thanks to Hypomo
Tom from Nitra saved €9,800 by refinancing
Katarina got approval in just 2 days
Michal from Trnava compared 8 banks — chose the best
Lucia from Zilina: Best service I have ever experienced
Filip saved €11,500 with free mortgage advice
How It Works

Your mortgage in 3 steps

The whole process is simple, fast and completely free.

01

Tell us about yourself

Fill in a short questionnaire — takes just 3 minutes. No jargon, no unnecessary questions.

02

We find your best deal

Our experts compare every Slovak bank's rates and pick the best one for you — completely free of charge.

03

Move into your new home

We handle the entire process — from application to signing. You're in safe hands every step of the way.

Get started for free →

No commitment. No fees.

Certified Financial Agent

Registered NBS · No. 50803514

Secure Processing

SSL encrypted · GDPR compliant

No client fees. Ever.

Paid by banks · Never you

5.0 ★ Google Rating

50+ verified reviews

How it works

How Hypomo Works

We learn your needs, and find your perfect Mortgage

We learn your needs, and find your perfect Mortgage

We ask a few questions that help us understand your needs better, it's quick and only takes a few minutes.

The Best Mortgage you can get. Literally.

The Best Mortgage you can get. Literally.

Our Mortgage experts powered by the latest in tech go and find the best mortgage for you, all for free.

Certified by european banks and financial supervision authorities

Certified by european banks and financial supervision authorities

Hypomo has received the approval and certification of European national banks and financial institutions. In fact, one of our investors is MKB Bank, a major banking entity in Hungary.

Calculator

Mortgage Payment Estimator

Non-binding monthly payment estimate. Contact us for a real offer.

Loan amount150 000 €
30 000 €600 000 €
Repayment term30 years
5 years30 years
Interest rate3.9 %
2.0 %8.0 %

Monthly payment

0 €

/ month

Total repayment

0 €

Total interest

0 €

This is an indicative estimate. Actual rate depends on the bank and your credit profile.

Why Hypomo

The Numbers Speak

0+

happy clients

and growing every day

Verified by clients
0

average saving

on every mortgage

Verified by clients
0%

free for you

compensated by banks

Verified by clients
WHY HYPOMO?

What People Say About Us?

Incredibly helpful and professional. They found me the best mortgage rate and handled everything seamlessly.

M

Mark R.

Hypomo Client

As a foreigner buying in Slovakia, I had no idea where to start. Hypomo made everything simple and stress-free.

C

Claire M.

Hypomo Client

Outstanding service. Fast, free, and genuinely looking out for your best interests — not commissions.

J

James B.

Hypomo Client

Comparison

Hypomo checks all the boxes

Hypomo works differently from banks or typical brokers — that's why our clients are happier.

Guaranted Best Mortgage Rate

Get Started Online

No Jargon

Apply From Anywhere in the world

Secure Document Process

FAQ

Frequently Asked Questions

Can't find the answer? Don't hesitate to contact us.

Contact us
Is Hypomo really free?

Yes, our service is 100% free for clients. We are compensated directly by the banks — never by you. There are absolutely no fees charged to the client.

What types of mortgage can you help with?

We help with mortgages for purchasing property, construction, renovation, or refinancing an existing mortgage. We compare offers from all major Slovak banks.

How long does the whole process take?

The initial consultation and rate comparison usually takes 1–2 business days. Full mortgage approval depends on the bank and individual circumstances — typically 2 to 4 weeks.

Do I need to visit a bank in person?

In most cases, no. We handle the majority of the process on your behalf. Some documents may require a personal visit, but we guide you through every step.

I'm a foreigner — can I get a mortgage in Slovakia?

Yes, most Slovak banks offer mortgages to foreigners with permanent or long-term residency in Slovakia. Our team has extensive experience helping expats with financing.

Hypomo mortgage advisorHappy Hypomo clients
100% free · No commitment

Save thousands on your Slovak mortgage

Compare all banks for free →

Contact Us

We're here every day. Happy to help you get started.

Bratislava Nivy

Mlynské nivy 5

821 09 Bratislava, Slovakia